This privacy notice applies to Marsh McLennan’s business contacts who are California residents, 包括营销联系人, 网站访问者, 投资者, 供应商, 以及其他受加州隐私法保护的商业联系. 加州的申请者需要审查 这 考生须知. Commercial contacts of our individual businesses should review the privacy notices available on those businesses’ sites.
我们收集哪些个人信息? We collect the following categories of personal information and sensitive personal information (note that the categories are specifically defined under California law, and we may not collect all of the listed exemplary data types for the category):
类别 |
例子 |
个人标识符 |
的真实姓名, 别名, 邮寄地址, 唯一的个人标识符, 网络标识符, 互联网协议地址, 电子邮件地址, 帐户名称, 社会安全号码, 驾驶执照号码, 护照号码, 或者其他类似的标识符. |
在Cal中描述的任何个人信息. 文明. 法典第1798条.80(e) |
名字, 签名, 社会保险号, address, 电话号码, 护照号码, 身份证信息, 保险单编号, 银行账号, 信用卡或借记卡号码, 其他财务资料, 或者医疗信息. |
受加州或联邦法律保护的分类 |
自愿提供的年龄, 比赛, color, 国家的起源, 公民身份, 婚姻状况, 身体或精神残疾, 性别(包括性别), 性别认同, 性别表达), 性取向, 经验丰富的, or military status; W在这里 required for background checks and legal disclosures for engagement: criminal records |
互联网或其他类似的网络活动 |
浏览历史记录, 搜索历史记录, 与网站互动, 应用程序, 或广告, 来自cookie或网络信标的数据, 以及与营销邮件的互动, 包括当你阅读和回复电子邮件时 |
地理位置数据 |
物理位置(来自网站，不包括精确地理位置) |
感觉数据 |
电话录音, video, and photographs (not systematically associated with an individual but collected based on attendance at public recorded webinars or visits to buildings) |
专业的信息 |
工作经历、工作状况、技能、专业资格 |
从其他个人信息中得出的推论 |
反映个人喜好的个人资料, 特征, 倾向, 行为, 的态度, 情报, 能力, 和资质 |
政府识别码(敏感个人信息) |
社会保险号, 驾驶执照号码, 州身份证号码, 护照号码(如符合法律或法规要求) |
敏感分类(SPI) |
自愿提供种族/民族出身 |
What are our Business Purposes for Collecting and Disclosing Personal Information?
We collect and use personal information for the following business purposes:
- 提供、管理和支持我们的服务
- 管理我们的商业关系
- 验证您的身份
- 注册和服务您或您公司的账户, 订阅, 或者亲自出席或在线活动, 包括代表我们的子公司
- 必要时与您联系，并回应您的请求和询问
- 管理和维护在线和物理安全，保护我们的财产, data, 系统, 客户, 同事们反对网络攻击, 欺诈, 以及其他法律和安全威胁
- 向您和您的雇主推销我们感兴趣的服务和产品
- 分析, 管理, and improve our offerings and 服务 and evaluate the overall effectiveness of our marketing activities and overall 服务
- 推动供应商参与的多样性和包容性举措
- 遵守和执行适用的法律, 规定, 客户合同要求, 行业标准, 以及我们自己的政策
- 完成所需的反欺诈, 反洗黑钱, and sanctions checks before engaging you as a supplier or providing 服务 to you as a 客户端
- 处理支付给您的服务或其他报销
- For any other purpose described to you at the point of collection or pursuant to your consent
We may also process or disclose de-identified information that is not likely to identify you for commercially legitimate and lawful business purposes. 我们去识别的数据在哪里, we will maintain and use it without attempting to re-identify the data other than as permitted under law. We do not use sensitive personal information to infer 特征 about our business contacts.
我们保存个人信息的时间有多长?
我们的产品, 服务, 监管义务是复杂的, 因此，我们对个人信息的保留期限各不相同. We consider the following obligations when setting retention periods for personal information and the records we maintain: the need to retain information to accomplish the business purposes or contractual obligations for which it was collected; our duties to effectuate our 客户’ instructions with respect to personal information we process on their behalf; our duties to comply with mandatory legal and regulatory record-keeping requirements; and other legal impacts such as applicable statute of limitations periods. We may also retain personal information for other purposes delineated in applicable privacy laws.
出售或共享您的个人信息用于跨上下文广告
We allow certain third parties to use cookies and other online tracking technologies to collect personal information on our websites and web-based 应用程序s to support our business purposes. These third parties analyze activity and help us personalize outreach and content based on your interests, 衡量营销内容的表现, 并获得能网购的足彩app观看我们内容的观众的见解. These third parties may also provide free or enhanced add-on 服务 to our company, and they may use your personal information for purposes beyond the 服务 they provide to our company (for example, building consumer profiles to help other 客户 with their targeted advertising or enriched analytics). California law considers these types of online exchanges of personal information to be “sales” (disclosures of PI in return for something of value) or “sharing” (disclosures of PI for purposes of cross-context 行为al advertising), 除了一些例外. We “sell” or “share” (as defined by the law) the following categories of personal information to third party online analytics and advertising providers: 个人标识符; 互联网或其他类似的网络活动; Geolocation data; 专业的信息 (to the extent it can be derived from your activity on our website). For the specific third parties that we “sell” or “share” online information with, please click on the “Manage Cookies” link below for the names of Analytics and Advertising providers.
You have the right to opt out of the “sale” of your personal information or the “sharing” of your personal information for cross context 行为al advertising or targeting purposes. 这样做, please click on the “Manage Cookies” link at the bottom of 这 webpage and ensure the toggles for “Advertising” and “Analytics” trackers are set to “No.”
You may also implement a browser setting or extension to communicate your selling and sharing preferences automatically to the websites you visit. Our websites process such “opt out preference signals” in a frictionless manner. The current “opt out preference signal” with a defined protocol for companies to follow if they receive the signal is called the Global Privacy Control (GPC). GPC is available for an increasing number of browsers and browser extensions, listed 在这里. 如果你想使用GPC, you can download and enable it via a participating browser or browser extension. 有关下载GPC的更多信息可供参考 在这里.
个人信息的来源?
我们收集个人信息的来源如下:
- 直接从你那里
- 你的雇主
- Third party business contacts who make referrals or provide prospect information
- 你的在线活动
- 广告网络
- 数据分析提供商
- 政府实体
出于商业目的披露个人信息
我们出于以下商业目的披露个人信息:
- 提供及管理本署的服务及设施我们与帮助支持我们业务的第三方合作, 技术, and operational needs and provide building management and security 服务.
- 评估、改进和推广我们的服务: We sometimes contract with other companies and individuals to perform functions or 服务 for us or on our behalf, 例如活动托管和电子邮件营销. We also share limited business information with subsidiaries and affiliates for business analytics and assessment, 潜在客户开发和营销活动.
- 业务转移: 随着我们业务的不断发展，我们可能会出售或购买资产. 在这样的交易中, 客户端, 供应商, and other commercial information generally is one of the transferred business assets. 也, if either the Company itself or any of the Company’s assets were acquired (including through bankruptcy proceedings), 您的个人信息可能是转让资产之一.
- 法律事务: The Company may preserve, and has the right to disclose any information about you to:
- (a)保护和捍卫权利, 财产, 或公司或其关联公司的安全, 我们的同事, 参观我们建筑物的访客, 或者公众;
- (b) enforce the terms and conditions that apply to use of our websites and 服务;
- (c) respond to claims that any content violates the rights of third parties;
- (d)对涉嫌或实际非法活动的指控作出反应;
- (e)回应审计或调查投诉或安全威胁;
- (f) comply with applicable law, regulation, legal process, or governmental requests:
- (g)遵守合同规定;
- (h)应对数据泄露
We disclose the following categories of personal information to the following categories of third parties w在这里 necessary, 适当的, 或要求:
类别 |
出于商业目的向第三方披露个人信息的类别 |
个人标识符 |
·供应商、服务提供商和专业顾问 ·公共和政府实体, 包括监管, 税务和其他部门, 执法机构, 法院, 仲裁机构, 以及欺诈预防机构. ·附属公司、子公司和继承者 ·在线分析和广告提供商 |
在Cal中描述的任何个人信息. 文明. 法典第1798条.80(e) |
·供应商、服务提供商和专业顾问 ·公共和政府实体, 包括监管, 税务和其他部门, 执法机构, 法院, 仲裁机构, 以及欺诈预防机构. ·附属公司、子公司和继承者 |
受加州或联邦法律保护的分类 |
·供应商、服务提供商和专业顾问 ·公共和政府实体, 包括监管, 税务和其他部门, 执法机构, 法院, 仲裁机构, 以及欺诈预防机构. ·附属公司、子公司和继承者 |
互联网或其他类似的网络活动 |
·供应商、服务提供商和专业顾问 ·在线分析和广告提供商 |
地理位置数据 (通用) |
·供应商、服务提供商和专业顾问 ·在线分析和广告提供商 |
感觉数据 |
·供应商、服务提供商和专业顾问 ·附属公司、子公司和继承者 |
专业的信息 |
·供应商、服务提供商和专业顾问 ·附属公司、子公司和继承者 |
从其他个人信息中得出的推论 |
·供应商、服务提供商和专业顾问 ·附属公司、子公司和继承者 |
政府标识符(SPI) |
·供应商、服务提供商和专业顾问 ·公共和政府实体, 包括监管, 税务和其他部门, 执法机构, 法院, 仲裁机构, 以及欺诈预防机构. |
敏感分类(SPI) |
·供应商、服务提供商和专业顾问 ·公共和政府实体, 包括监管, 税务和其他部门, 执法机构, 法院, 仲裁机构, 以及欺诈预防机构. ·附属公司、子公司和继承者 |
*We may be required or compelled to produce any of the above categories of personal information that we have collected in response to valid legal process, 传票, 或向授权方提出监管要求, 包括政府机构, 执法, 法院及审裁处, 或者当事人.
你在加州法律下的权利
根据加州法律, including the California Consumer Privacy Act as amended by the California Privacy Rights Act, 您可以对您的个人信息享有以下权利. These rights are subject to a number of exceptions and limitations enumerated under the law.
访问个人信息的权利
You can request to access either the specific pieces of personal information we have collected about you as of January 1, 2022, 或对该个人信息的如下说明:
- 我们收集的能网购的足彩app您的个人信息的类别.
- The categories of sources for the personal information we have collected about you.
- Our business or commercial purpose for collecting that personal information.
- The categories of third parties to whom we disclose that personal information.
- 如果我们出于商业目的出售您的个人信息, a list of the personal information types that each category of recipient purchased.
- If we disclosed your personal information to a third party for a business purpose, a list of the personal information types that each category of recipient received.
删除个人信息的权利
You may have the right to request that we delete any of your personal information that we collected from you and retained, 除某些例外情况外. If you submit a valid and verifiable request and we can confirm your identity and/or authority to make the request, we will determine if retaining the information is permitted or required under law.
如果没有保留条件, we will delete your personal information from our records and direct our service providers to do the same.
更正个人信息的权利
You may have the right to correct inaccuracies in your personal information, considering the nature of the personal information and the purposes of processing it. If you submit a valid and verifiable request and we can confirm your identity and/or authority to make the request, we will use commercially reasonable efforts to correct the inaccurate information.
选择退出分析的权利
We do not engage in automated processing of personal Information without human intervention to make decisions that produce a legal or other significant effect. 因为我们不从事这种自动化处理, we do not provide a mechanism for you to limit our processing of personal information in such a manner.
不歧视的权利
你可以不受歧视地行使你的隐私权. 例如, 除非适用法律有例外规定, 我们不会拒绝你的机会或服务, 或者为您提供不同的价格, 水平, 或者获得机会或服务.
如何行使上述权利
行使你的访问权, 修正, or deletion described above with respect to the information Marsh McLennan collects, 请点击访问我们的在线隐私权门户网站 在这里. 或者，您也可以致电1-855-481-7585. 你可以与我们的一家公司建立单独的商业关系. Please review the privacy notice on the website of that business to exercise your rights with respect to the personal information that business has collected.
您将不需要创建一个帐户. Only you or a person legally authorized to act on your behalf may make a verifiable consumer request related to your personal information. Agents must provide a power of attorney showing their lawful authority to act on your behalf or submit both a written authorization from you and allow us to contact you to verify your consent.
您每12个月只能提交两次隐私请求. During the request process you must provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative, including via the provision of a copy of a valid photo ID and confirming other information we hold about you. 保护我们所拥有的个人信息, 如果我们无法核实您的身份或代表他人行事的权力, 我们将无法满足你的要求. We will process and retain personal information you provide when submitting a verifiable request only to confirm your identity or authority, 或者满足你的要求. 我们将在45天内回复大多数请求, 除非我们有合理的必要延长我们的回应时间.
How to appeal an action we have taken with respect to your request to exercise a right
如果我们全部或部分拒绝您的隐私要求, please contact the 电子邮件地址 for appeals provided in our written response to your request. 我们的隐私团队将考虑您的请求和适用法律, 要么同意你的上诉请求要么拒绝.
未成年人
我们不会故意收集13岁以下儿童的个人信息. If we learn that we have collected any personal information from a child under the age of 13 without verifiable parental consent, 我们会尽快从档案中删除这些信息. 如果你认为我们收集了13岁以下儿童的信息, 请通过下面的电子邮件地址与我们联系.
如果你是16岁或以上, you have the right to direct us to not sell your personal information at any time (the “right to opt-out”). 然而, we never knowingly sell or share the personal information of minors under 16 years of age and would not do so in the future without affirmative authorization of the consumer if between 13 to 16 years of age, 或未满13岁消费者的父母或监护人.
问题或投诉
提交一般性问题, 投诉, 或就本隐私声明或我们的隐私惯例提出申诉, 请透过电邮联络我们 privacy@mmc.com
最后更新日期:2022年12月